They're good boats, I think you'll be fine with one. We're on our fourth and all have been good values, great to sail and very comfortable. In the used market the 411, 423, 461 and 473 should fit your needs. New the 43 or 46 would do you well. We have the 43 and it has a very roomy salon but lacks the extra storage in the cabins the 46 has. Both sail very well and will let you see 8 to 9 kts of speed on a regular basis. The 40 is a smaller version of the 43 but only has one head and lacks some of the storage the 43 has in the galley.
MJ, sorry to thread hijack but do you have any experience with the 381 or 361? My wife and I are in the market for newish crusing boat in the 80-100k range to operate out of South Florida with ambitions of 6 months in the Caribbean. We've looked at the 361, 381, and the 411. Any opinion?
Also looking at Catalinas due to larger main cabin or the Jeanneau's.