Originally Posted by davidpm
I think I read a thread here that since they are not boat people claims are difficult to collect on.
I saw a video of a guy trying to make a claim after his anchor chain bounced out of the forward locker, fell over the side, and pulled the rode out with it, which fouled the prop, which damaged the bearings (if I remember correctly), which flooded the bilge. It looked like he was having a heck of a time explaining what had happened to the insurance company. I know if I called up my home owners insurance agent and started talking about a rode, fouled prop, hull damage and water in the bilge, the guy would have no idea what I was talking about.