It is encouraging to see that there are still Americans with a 100k budget
at this time of economic crisis.
Whatever it is consider yourself lucky to be in the position to choose, however there is a big problem with the choices.
when you invite everyone to get in on your act, you just plain loose control of your emotions.
You are going to be soleley responsible for the choice of vessel you make, and in the end, your boyfriend will probably will have to scratch his head when the time comes to write the check.
Hell enjoy the ride, go and look and stop worrying so much about perfection, it just plain does not exist.
You will in the end buy what you are destined to buy regardless of all this retoric, just make the decision overcome your fear and plunge.
If you mess up, the first time you will just have to do it agian. Sailing is fun, don't take the pleasure out of buying your boat because you decide to be knitpicker.