I was just up the inside of Mid-Keys to Key Largo then back to Travernier. I have a draft of 4'... I did sail some of it but the majority of it is tight with channels so not really the "Sailing" you might want.
Look to slip outside and Yes a dinghy is nice to get to shore with or really plan your ashore stuff via pricey Marinas the more south you get.
Beautiful area