Goodness!!! Thanks for all the good replies. More info for digestion...and searching.
Showed my ignorance right off the bat, huh. I did mean "daggerboard" but as soon as I read sailingdogs post I could see that a centerboard would be better for my application. I remember frantically pulling up the daggerboard as we approached shore on Rich's little boat.
I don't know if sailing clubs are common around here. I'm certain there is one down at Stockton Lake as it's known for sailing. Maybe LOZ, but I'd prefer to stay as far away from there as possible, and Truman Reservoir. Something more to check out.
I can't thank all of you enough. Probably take me a week to sort through all the info....but the hunt is a large part of the fun.