I agree with kd3pc. If you're bleeding all over the place, it is great to hope tomorrow is going to be better than today, but it is also helpful to stop the bleeding. If you aren't working, yeah, things are going to eventually turn around, but you have to cut your expenses now before you and your family end up sleeping under a bridge.
That said, I don't think a boat is the best way to do that, a much better way is to go and stay with relatives, especially if you have children.
What are you pretending not to know ?
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