Join Date: Aug 2006
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Here's 3 policies I found on ehealthinsurance...
We're 2 mid 50's non smokers.
Aetna PPO, $3000 deductable, 0 coinsurance, $521/mo
United Health Network, $2500 deductable, 0 coinsurance, $445/mo
Celtic PPO, $5000 deductable, 0 coinsurance, Office visit $15, $461/mo
I then talked to a recommended local insurance broker. He has similar rates for me as well.
But, what if I get dinged for health issues? Here in Michigan, we have state regulated BCBS and they are required to carry me at decent rates. The broker estimated that we would face a $500/mo rate for a $5000 deductable with 80% coverage after that. The broker also mentioned that Michigan is one of the lower cost states for health insurance. We're reconsidering Florida as a cruisers residence as that state has relatively high health insur rates.