Two things come to mind...
First, in Paulthober's story...why didn't the idiot take the sails down... if he had... the boat wouldn't have much headway in a puff.....and he wouldn't of ended up chasing it. Unfortunately, stupidity isn't curable.
Second, PaulK's story reminds me of a story that Tania Aebi wrote about... where the owner of a boat she was the delivery captain of decided to take a swim in the middle of the ocean... he found it was so refreshing, that he dived off the bow a second time...swam around the boat and climbed up the swim ladder. About six seconds after he got out of the water, a sixteen-foot-long shark hit the hull just below the swim platform.
I would have to agree that the main objective is staying dry and on the boat.