Hey dude...Just to let you kindly know you really should just pick one place to post each question...not two or more.
Welcom to Sailnet
Insurance Only if you intend to keep it at a marina or finance the boat
Licence/safty coruse..Depends on your state
"Go Simple...Go Large"
Relationships are everything to me..everything else in life are just tools to enhance them.
The purchase price of a boat is just the admittance fee to the dance...you still have to spend money on the girl...so court one with something going for her with pleasing and desirable character traits others desire as well... or you could find yourself in a disillusioned relationship contemplating an expensive divorce.