Slightly off topic...
Since we've chartered in the BVI, I can tell you that I would never purchase a chartered vessel for personal use. Even though the charter companies request a so-called sailing resume, they will charter to almost anyone who can pay for it. On our last charter, we knew of someone who grounded coming out of the marina because they failed to stay in the marked channel.
The charter companies have a huge marketing campaign to lure customers into purchasing boats and guaranteeing them monthly income and 10 weeks of use per year. At the end of the term, the buyer is left with the option of purchasing the boat or selling it. Have you ever seen the # of used boats for sale in a BVI marina? That tells me that most sailors don't want to own one of those boats that was used for charter either.
I've got blisters on my fingers