It really depends a lot on the boat. Some boats do fine with a heavily reefed mainsail, others require at least a bit of jib to be able to work to windward well and balance the boat properly.
Another option would be to have something like the Gale Sail, pre-rigged and ready to go. That would give you a fairly small storm jib that would also help secure the roller furling genny from unfurling accidentally.
Setting up a downhaul for the main might help with dousing it completely, but requires one more line be lead aft.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.