One thing that you might be able to do is find a private dock to keep the boat at. There are quite a few of those in florida and many are unoccupied and the owners are often willing to let you use them for very little money. That might be an option that would let you keep the boat until things get better.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.