2Gringos, I've been following your blog, so I'm aware of your Gem search - looking in Florida?
We're looking at the folding dinks, too. Also considering the inflatable bottom dinks. There are several options; no decision is critical for us now. We're still 2-4 yrs from heavy cruising, so we'll wait and watch and see what works.
We love the hobies like yours and lust after one. We have two kayaks we store on the foredeck now, but both are paddle-propelled!
I assume you're following s/v Footprint's blog, too? They're in the North Sea right now...