It seems that insurance companies are worried about huricane areas,
sailing south of 50 degrees, and north of 57 degrees and around the northeast coast of africa.
other than that they are only interested in the quantity and quality of the crew.
the possibility of running into trouble in a sound boat with a good crew is slight .
we have been in a few storms, numerous gales, and was stopped dead when we hit a whale 1000 miles east of the canaries.
still no sweat.
JUST GO FOR IT !!!