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That is a huge budget for a first boat. I would think that something around $10K would be more appropriate. What ever you buy for a first boat will get beat up a bit and so a boat with the 'bloom off the rose' will be less likely to suffer much in the way of financial indignation. Frankly, A starter course is a good idea, but you can learn alot about sailing from reading and just getting out and doing it.
Jeff
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