SailNet Community - View Single Post - Liability risk with courtesy car
View Single Post
  #1  
Old 06-14-2010
lshick lshick is offline
Senior Member
 
Join Date: Apr 2009
Posts: 103
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 6
lshick is on a distinguished road
Send a message via Skype™ to lshick
Liability risk with courtesy car

Having just returned to the litigious USA, the following was an unpleasant surprise.

For full-time cruisers who don't own a car, and therefore don't normally carry automotive liability insurance, it is wise to check the terms and conditions when a marina offers the use of a courtesy car. We found that the courtesy car at a marina we stayed at did not have its own liability insurance, and I suspect that that's true of most such places. I'm no lawyer, but as I read the "personal liability" coverage for our boat's insurance policy, liability incurred while using a courtesy car (also, rental cars) would not be covered.

We took a cab into town.
__________________
Larry Shick
V42-148 "Moira"
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook