2. Really don't want one until I sell the house, but would you borrow the bucks for the right boat and pay it off once you sell the house?
I financed the boat before I sold the house, it was a deal that I was looking for. I remember the first night I slept on the boat, I was a bit nervous as we don't have an economy anymore, only a scam from Washington.
The house was on a lake so it was in demand and I knew I could sell it, that has to be part of the decision if you go in debt.
One year later, the boat is paid for and things are looking like we cut the strings in the next year.