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post #27 of Old 06-22-2010
KeelHaulin's Avatar
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I think you are doing your insurance company a service by letting the boat sink. If you don't; the insurance company is still on the hook for either collision damage caused by the adrift hull; or wreck removal (and environmental fines) if it comes ashore. I really don't understand why an Ins company would hold it against you if you were in a location where retrieval was not feasible (say more than 10NM offshore). The closer the boat is to shore; the easier it would be to retrieve, but the potential for it to become a wreck on a shoreline where removal would be difficult is greater also.
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