While that is true...you're missing my point. If your computer is stolen... what are you going to miss—the data... not the hardware, which is much easier to replace...
That's only assuming you're in the US or other techno-developed location!
I thought hardware would be the easy part too, which is why I posted the suggestion about double backups early in this thread. However, it may not be that simple, depending on where you're cruising. If you're (for example) on one of the smaller less developed islands - which may still have bad people! - it may not be as easy to replace your hardware as going to the nearest BestBuy in the U.S. In fact, if you're depending on your laptop for communications, navigation, weather forecasts ... you may miss the piece of hardware even more urgently than the photos, music, and whatever data.