I'd point out that the survey the owner had may have been for insurance purposes, and not the same thing as a pre-purchase survey.
I'd also point out that you don't know what the survey was done for or who did it....and what their relationship to the owner is.
Instead of getting a survey on every boat you look at, I would highly recommend you read and use the information in the Boat Inspection Trip Tips thread I wrote. This should give you a pretty good idea of what is really going with the boat and whether it is worth spending further more money on.
As for hiring a surveyor... it depends... mostly on how much experience you have with inspecting boats. If you don't have much experience with boats and the various problems they can have, HIRE A SURVEYOR. Talk to the boat yard that works on the most expensive and biggest boats locally and use the guy that the yard manager says he'd use for a boat he was buying.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.