I have been living in my boat for 2 1/2 years. On Flathead Lake, the bays freeze in the winter, so I pull it out and sit boat and trailer on land. I think of it as my boat shaped camper. It is plenty warm as I have a wood stove, and most days I have to leave a hatch open, or it is about 80 in there. Why would I liveaboard on the hard? I wanted to see how long I could stay aboard, in the event that I could achieve a bigger better boat and travel. The worst thing about it, is clearing the snow off, and ...the ladder.