Hi! I am an RN currently working in Miami. My husband and I got into sailing about 12 years ago in New Jersey, eventually brought the boat down the ICW (what a great trip), were liveaboards working in Miami until we spent a year cruising the Northwest Caribbean for about a year.
We are working on our cruising kitty now and hope to set off after the current hurricane season. So far we have worked for a long whileon the kitty then took off for a year or so--never did the 9months on,3months off thing (though I think it could work, but 3 months is such a short short time!)
Please feel free to PM me, I would love to share!