Actually, almost nothing is more scary to me than to be on a steel boat in a lightning storm. A lightning strike on a steel boat is especially dangerous. The large voltage through the steel can literally electric arc cut the plating and can instanteously eletrolysize away sections of the hull. I looked a steel boat that had was being salvaged in South Florida years ago and a large chunk of the bottom plating looked like swiss cheese. The owner was badly burned and one of the crew was left in critical condition after receiving a major shock thought to be from induced current through a portion of the hull.
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Curmudgeon at Large- and rhinestone in the rough, sailing my Farr 11.6 on the Chesapeake Bay and part-time purveyor of marine supplies