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Liability insurance may also be available as part of your auto insurance policy (the boat may be considered just another motor vehicle) or an umbrella liability policy ($1M policy often $300/yr) on another policy of yours.
But check carefully, to make sure that IF the marina requires it, your policy covers for salvage and environmental mitigation costs. That's right, if you sink, you can expect a bill for the oil cleanup efforts and removal of the wreck, and it won't be cheap for either one. Not a bad idea to have this in any case, but a cheapo policy may try to overlook it.