We were hit by lightning on the way to Bermuda many years ago. If it makes people better (and perhaps it should) the remarkable thing was not that we were hit but that it took so long to be hit. Bolts were hitting the water around us constantly for 20 minutes or so before we were hit. Damage was not too bad, nav lights blown out, vhf not working, voltage regulator cooked. I saw it hit the windex which blew off. one of the crew was holding the wheel with considerable rainfall in the cockpit and bare feet and felt nothing.
There just seem so many random factors associated with lightning that it is virtually impossible to draw any firm principles for dealing with the subject.
Heading back to Lake Ontario for this summer. Now in Bermuda and heading to Long Island Sound in the first week in May. Then on to the Hudson and the Erie Canal.