Depressing? Hell no! Challenging for sure, occasionally frustrating, but definitely not depressing. If the condition was permanent, then THAT would be depressing. I was broke, not impoverished. See the difference?
You had enough money, or enough income, or enough whatever, to have choices, so living aboard was a choice you made. Therefore, you fall into category #1.
My aim here was to throw a little reality at the dreamers who think that life on a boat is like downloading music- free, easy, and requires less effort than going to the mall and actually buying it.
Yes, it CAN be cheaper than renting an apartment...except there is no landlord to call to fix things when you live on a boat, and you can't put off fixing a busted bilge pump float switch... yes it CAN be more romantic than living in a concrete sea... until the head backs up.