I solo most of the time and a PFD/harness are SOP when leaving the cockpit, anywhere after dark, or in stormy weather. I've found the inflatable ones are the ones I wear the most - less bulky and just as effective. The inflatable should be checked yearly and I carry a couple spare cartridges as they're hard to find outside the US.
Capt. Douglas Abbott
USCG/MCA IV/C.I./M.I. 500-ton Oceans
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