Denise, i got no problem calling you capt. It's really very very simple- if it's YOUR boat, then YOU are the captain.
But, I ain't gonna call you womyn. what is the plural of womyn, anyway? I never thought "woman" or "women" was derogatory or in any way shape or form signified implied inferiority. On the other hand, addressing any female over the age of 18 as "girl" is just plain wrong.