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post #6 of Old 06-23-2006
PBzeer
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Another thing to be looking into, now that you mention 3 kids, is home schooling options. Ancedotal evidence is that most children do better home schooled on a boat. I would guess that has a lot to do with the real life experience they gain as part of a cruising family.

I did forget to mention, that what ever you plan for a budget, you should add in a fudge factor. No matter how well planned, you will, most likely, exceed your budget. Particularly in the beginning as you figure things out.

I can't really speak to insurance, as I retired, and so was able to continue my health coverage as part of my annuity. As well as life insurance. At this point in time, I only have libality on the boat of 300K. That seems to be what marinas require. A lot of boat insurance will depend on your cruising area. Going offshore, it can become a big cost, if even available. Another thing to start checking into now.

You won't be able to think of everything, not sure anyone can, but the more thought you put in upfront, the better.

Regards,

John
Ontario 32 - Aria

Free, is the heart, that lives not, in fear.
Full, is the spirit, that thinks not, of falling.
True, is the soul, that hesitates not, to give.
Alive, is the one, that believes, in love.
JCP


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