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post #8 of Old 06-25-2006
sailingdog
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I'd recommend that you stay away from DEBIT cards if you're going to be travelling internationally. The laws protecting you, with regards to DEBIT cards, are not as strong as those protecting you regarding credit cards.

A Debit card withdraws money directly from your account and does not require any verification of the funds transfer generally. If your DEBIT card is stolen, they can pretty easily clean your account out. If you have an ATM card instead, then the PIN is also required to take money out of the account.

A credit card has similar verification processes to a DEBIT card, but you can review your statement and dispute charges far more easily, as the current laws allow you this protection. You do not have this same level of protection under federal law for debit cards IIRC.

Sailingdog

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Telstar 28
New England

You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.

—Cpt. Mal Reynolds, Serenity (edited)

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