I refuse to believe that you won't find an acceptable replacement that fits your budget. The economy is in the crapper, and not really getting any better and it's winter time, best time for shopping. If anything, your choices will continue to expand for a while.
The loss of your beautiful boat is a tragedy, but you'll find a good replacement.
In 2010, a friend of mine bought a Tartan 30 in fine shape for less than you paid for the Pearson. I paid $1800 for a solid Coronado 25 with a new outboard.
Keep looking, and hang in there.
S/V Old Shoes
1973 Pearson 30 #255