I don't have much to offer in the way of oppinion on the specific boat but if either of my own college aged kids asked your questions here is how I would respond.
Before you spend your hard earned savings on a hobby that you are completely new to I would reccomend you give it a low cost try first. I give this same advice for SCUBA diving, skiing, equestrian sports, etc. You get the idea.
I would reccomend before investing in any equipment other than personal safety gear, e.g skis, a horse, SCUBA gear, go take a lesson or two and find out if you are prone to a previously unknown extreme fear of being on the water. 8-)
Hopefully you will discover that sailing really is all that you have imagined and you will develop a life-long passion for al things sailing. A couple of lessons before hand is pretty cheap insurance and knowledge gained is never wasted.
Just thoughts from an old man that has wasted lots of $$$$ learning lifes' lessons.
Welcome to the board and have fun sailing!