Thank you for all these considerations. Both boats seem to me in pretty good conditions, though of course, my knowledge/experience is very limited.
I wonder if it makes otherwise sense to buy a REALLY cheap boat for the live-aboard fun and just buy a real one whenever I am ready to sail a serious cruise. But I am afraid of having to maintain lots of leaks etc... - my experience from having a old car.....
Since I have a real house in Miami, and would take the boat as home to avoid commuting, I dont have to store too much stuff. I will also have a real office, so it will be some clothes and the usual kitchen things. I do wonder, if my stuff will get moldy without an AC int the boat (like clothes).
Can someone tell me also how much I have to calculate for taxes - and do I need an insurance?