I am in the Boston area and we used Sterling Associates. Chris was great, a big help during the whole process.
I think the biggest issue you will have is the amount you want to borrow is too small. From what I can tell, most finance companies are hesitant in anything under $50K. This article
from Cruising World has some good info when we were trying to buy our boat.
With the "small" dollars you are looking at, the home equity may be the way to go.