the Searunner I had was stepped on the cabin with a compression post, I guess that's why it never had a drop of water in the bilge, which is why when I see water in the bilge, even a little, of a boat I get concerned. Thanks for the clarification, as the Dory is keel-stepped.
I called a boatyard, one of only a few in town, and they wanted $350-$425 for a lift and replacement, and stating that the surveyor only kept it out of the water for an hour or so. Ouch! Seems a lot, given that the surveyor cost on top of it will result in close to a K. I guess that would have answered whether you do the survey before you negotiate a price! Sound reasonable to you all?
Thanks again everybody!
Now to search for "gel-coat crazing" fixes!