Good pointers here! I appreciate the MOB and POINT directive. I always do a safety review before heading out but missed the 'point' suggestion. I hate life jackets...air bags and seat belts. BUT they save lives! I was tuna fishing last October with two good friends and none of us were wearing lifejackets. Well, the boat quickly took on water and rolled [in one minutes time!] Three of us were floating near the upturned hull and hanging on to our life jackets. I was the first one to get the lifejacket on and want the world to know, its really hard to get on once you are in the water! We had 3' choppy seas and it took me two serious tries to get it on. I recently bought several more 'auto inflatable' jackets and will insist on people wearing them. A good friend didn't survive our ordeal and I never want to deal with that again.
My formula for living is quite simple. I get up in the morning and I go to bed at night. In between, I occupy myself as best I can.