DO IT!! I recently divorced, my house is paid for and I decided to jump in and go for it. I am renting my house out and bought a 36` Morgan O/I. I`m bobing around the shipyard right now on the hard, but they are letting me live aboard while I make my own repairs. I`m just like every other dreamer except I finally decided to do it. I dont miss my 2000 square foot house ever...so far. I`m like a little kid in the boat, I go to sleep every night with a sh*t eating grin on my face. Best move I ever made and I`m not even under way yet.