A ship in the harbor is safe...
If risk is terrifying, if you can't enjoy battle, stick to coastal sailing in mild weather and reading about sailing off-shore. The books are more fun than the reality. Reality, though, brings rewards.
I'm not trying to be cute, but I can't see how the OP is going to enjoy sailing with deep worry. Yes, we all take safety seriously, but if we even ask for garentees, we are better off on the couch. This sounds like a person who is going to want rescue or to just get off when trouble starts. I don't want that person around and I would be angered at having to go get them.
So, the best answer would be to say "nope, no promises, you could die." People do.
(when asked how he reached the starting holds on a difficult rock climbing problem that clearly favored taller climbers - he was perhaps 5'5")
"Well, I just climb up to them."
by Joe Brown, English rock climber
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