Yes I was trying to stay well under 20K but I'm also trying to be realistic and get something that will last a few years and is good to go. I am not much of a handyman although I'm sure I'll be learning soon, with buying a boat.
I've lined up a few other boats to look at, I'm excluding anything with a Volvo(expensive parts) but not Atomic 4 as long as they've had decent maintenance.
1990 Pearson 27
1985 Pearson 28-2
1984 Cal 27 - Yanmar
1974 Catalina 27
1977 Sabre 28
1985 C&C 27
1982 O'Day 28
Among these boats, I have only looked at Catalina 27s and eventually bought a Catalina 25.
I was really, really surprised at the lack of space in the Catalina 27s, especially in the v-berth. Also with the dinette model - it feels like a small and cramped boat inside. If you are looking for something with some feeling of space, I would vote for the twin settee model. My Catalina 25 is a double settee and except for the lower headroom has more interior space than a Catalina 27 with the dinette. (Not that I am advocating the Catalina 25 for your needs.)