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post #5 of Old 05-28-2011
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Join Date: Feb 2010
Location: Pasadena MD
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Insurance is a royal pain! In part I guess we have the idiots that turn in claims for every scratch, stubbed toe or other minor mishap. I go with the cheapest I can find, right now its Progressive. I have heard the arguments about discount insurance being below par and I can believe that. I also have heard about extended warranties on appliances and cars being a good idea. I never buy extended warranties either. If I look at insurance as one block of expense that I have been paying for my entire life, whatever loss I may take will have been paid for though the savings I've aquired throughout the years. Now this is on selective things, I do plan on upgrading my homeowners insurance due to the addition of an apartment I just built above the garage, but other than that I choose the cheap way out.

2000 Catalina 320
1993 Macgregor 26S
1981 Hobie H16
19?? Sol Cat
19?? Penquin
Many, many power boats

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