[swampcreek]

Insurance is a royal pain! In part I guess we have the idiots that turn in claims for every scratch, stubbed toe or other minor mishap. I go with the cheapest I can find, right now its Progressive. I have heard the arguments about discount insurance being below par and I can believe that. I also have heard about extended warranties on appliances and cars being a good idea. I never buy extended warranties either. If I look at insurance as one block of expense that I have been paying for my entire life, whatever loss I may take will have been paid for though the savings I've aquired throughout the years. Now this is on selective things, I do plan on upgrading my homeowners insurance due to the addition of an apartment I just built above the garage, but other than that I choose the cheap way out.