I currently live on the Gulf Coast (midway between Panama City and Destin), and I can confirm that there are plenty of bargains to be had. Moreover, there are a few DIY boatyards that offer incredible rates. Boats in the length you're considering, however, probably won't be trailer-able. What you may want to consider is getting an older production boat, say a Beneteau, Catalina or Pearson that is in decent condition, and fixing her up. Haul her, do all the necessary below-waterline hull work, splash her, then spend the winter in a liveaboard marina doing all the above waterline repairs while you learn to sail her proficiently. You'll have yourself a ball. Storm season in these parts, I should add, is more than a littlte worrisome.