Sounds like you have a good strategy worked out. Be sure to have a professional third party look at the boat you are about to buy. Most will be prettied up for sale, so you want to know there aren't any hidden issues that could easily remove half or all of your investment (wet core, engine). Even if you just want to enjoy it, as is, you could have a hard time selling her yourself later. Welcome aboard. First boat is very exciting!
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.