Welcome Baz, I see you have the aluminum toe rail and hull-deck joint at this rail rather than the rub rail. These are features that I would prefer on my own 1973 Morgan OI 41'.
Do you also have the double spreaders on the main that would indicate the tall rig? My wife and I have been living aboard and cruising Morgan OI's since 1973 with great success. Take care and joy, Aythya crew