Ditto above mast/mains'l adjustments.
On my Cat 27', then next thing is to go to a smaller jib, and once down to the "working" 110% I'll start putting reefs in the main. With that, I haven't needed the storm jib yet, up to ?25-30 knots. (Yeah, I admit I probably overestimate wind strength.)
I'm of windsurfing background too, so I've got a bunch of foresails-a 150%, 130%, 110%, ~90% and a storm jib. Most real sailors would probably think that's over the top, but I like feeling like I have the right sail for conditions, and the foredeck work is kinda fun.