If I dropped the handle on someone else's boat, I would happily and quickly buy a replacement. Only discussion with the skipper would be about if he wanted an identical handle, or something equivalent.
If my crew dropped a handle on my boat, I would politely decline, but appreciate the offer. I would do my best to put the crew at ease that it was OK, and that mistakes happen. I would observe carefully to see if the crew was satisfied with that response, if not, and they insist, I would reluctantly allow them to compensate in some way up to the value of the handle.
Easy, really. Only hard part is being a careful observer.
1987 CS 36 Merlin "Kyrie"
"They drove a dump truck full of money up to my house. I'm not made of stone!" -Krusty the Clown