I don't know what you mean by the "Southern Anchorage near Horn Point", but there is no limited speed zone outside of the Annapolis Harbor or outside of Back Creek. And in all my years of sailing in and around Annapolis Harbor, I cannot say that I have ever seen 4 to 5 foot wakes even in the channel. Now then, if you happened to be there on a race night boats will sail very close to moored boats, but collisions between raceboats and anchored boats are so rare that they seem to be front page news when they happen and lead to major investigations.
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Curmudgeon at Large- and rhinestone in the rough, sailing my Farr 11.6 on the Chesapeake Bay and part-time purveyor of marine supplies