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post #6 of Old 08-04-2011
DRFerron
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Quote:
Originally Posted by casey1999 View Post
Sounds like you are right. The policy states that basically you have no coverage for windstorm or any storm damage where the government has issued a weather warning (NOAA issues these all the time). So just when you need the insurance, you policy is not in effect- at least that is how I read it. I'm going to check some other companies.
Thanks,
That's interesting. My insurance pays to have my boat hauled and put back when there is a named storm. Anything less than that I figure I can handle taking care of the boat myself. But I guess it depends on your location.

When I first shopped for insurance I checked with the company that carries our house, thinking it'd be cheaper. When they didn't require a survey for a 30-year old boat or ask where my primary boating waters were I went elsewhere. I figured if they didn't know enough about boats to require a survey or ask basic questions, I didn't want to take the chance that they would not pay when there was a claim.

Donna


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