Originally Posted by casey1999
Sounds like you are right. The policy states that basically you have no coverage for windstorm or any storm damage where the government has issued a weather warning (NOAA issues these all the time). So just when you need the insurance, you policy is not in effect- at least that is how I read it. I'm going to check some other companies.
That's interesting. My insurance pays to have my boat hauled and put back when there is a named storm. Anything less than that I figure I can handle taking care of the boat myself. But I guess it depends on your location.
When I first shopped for insurance I checked with the company that carries our house, thinking it'd be cheaper. When they didn't require a survey for a 30-year old boat or ask where my primary boating waters were I went elsewhere. I figured if they didn't know enough about boats to require a survey or ask basic questions, I didn't want to take the chance that they would not pay when there was a claim.