I think Barry made a lot of sense.
I think you can afford a slip close to home, without the hassle of a mooring, if you just get realistic about your boat size and do much of the maintenance yourself.
When I was boat shopping recently, I was absolutely stunned at the cabin size of the Catalina 30. What that boat lacks in length, it makes up for in girth, and they sail well. You'll find them in a variety of conditions ranging from "derelict" to "bristol" so you can pick your purchase price, and how much maintenance you want to put into it.
S/V Old Shoes
1973 Pearson 30 #255