I'm going to pile on here I'm sure it seems, but two things; for a basic day sailor of that vintage, $3500.00 is a LOT in this current economy. I can show you plenty of 27-30 boats in that range that are ready to sail. Of course I know nothing about Indianapolis, so I'll defer to your knowledge as to availability.
$300.00 is definitely a fair price for a survey, done right, but I'd also agree with posters that think it's something you can do for yourself, in a boat this size. Whatever makes you feel the most comfortable is the best decision there, I think. Good luck and keep us posted. We look forward to seeing a "Happy New Sailboat Day" thread in the near future.