Thanks for all the advice... this is my first boat as an owner but have sailed a sj21 when I was a kid in Puerto Rico. I have 25 yrs of bareboating experience but am a beginner when it comes to maintenance and systems. This SJ 21 has brand new sails, paint, lines, rigging, etc. Most SJ21 in good shape fetch $3000 - Hubbard's website has a for sale section for reference... that price also includes a trailer with new tires.
The fact that she has been re-cored can be a good thing since that is a real common SJ21 problem. Hopefully the surveyor can tell if it was done correctly. You can find the boat description on Indianapolis Craigslist and let me know your thoughts... I don't know how to post links using my DROID yet... Thanks again,everyone.
Also, the boat is currently being sailed regularly- so I think it's "dry"... if not, I hope the surveyor finds the evidence.